I am pregnant. Can I obtain health insurance?
No insurance company underwriting individual or family health coverage will agree to insure you while you are pregnant. However, group health insurance plans will accept new enrollees who are pregnant. So, if you are pregnant and have an opportunity to enroll in a group health insurance plan, take advantage. Otherwise, you may wish to look into your state’s comprehensive “safety net” plan.Yes. Students must meet the same requirements set by the state for all health care providers. They must have a physical exam and assure currency in all required immunizations. The health form is available in the division office. The Student Health Center is available to provide immunizations at a reduced rate. Proof of Hepatitis B is required the second week of class.

What is alternative/conservative health care?
CAM (Complementary and Alternative Medicine) is a group of diverse medical and health care systems, practices, and products that are not presently considered to be part of conventional medicine. This may include chiropractic, acupuncture, massage, nutrition, yoga, pilates, ect. The list of what is considered to be CAM changes continually, as those therapies that are proven to be safe and effective become adopted into conventional health care and as new approaches to health care emerge.

What are “pooled” health insurance rates?
Pooling” is, in our opinion, the most fair approach to setting health insurance rates. A health insurance company operating under a pure “pooled” approach uses the same method in determining rates for both new and existing clients, regardless of the client’s health status or claims history. In other words, insurance companies with “pooled” rates do not charge lower rates to entice new customers, while charging higher rates to long-time customers.No insurance company underwriting individual or family health coverage will agree to insure you while you are pregnant. However, group health insurance plans will accept new enrollees who are pregnant. So, if you are pregnant and have an opportunity to enroll in a group health insurance plan, take advantage. Otherwise, you may wish to look into your state’s comprehensive “safety net” plan.Submission of healthcare professional (e.g.

What is a Health Savings Account?
HSA is a tax-sheltered trust account you own for the purpose of paying qualified medical expenses for yourself, your spouse, and your dependents. When you enroll in an HDHP, the health plan determines whether you are eligible for a Health Savings Account (HSA) or a Health Reimbursement Arrangement (HRA) based on the information you provide.Congress passed the landmark Consolidated Omnibus Budget Reconciliation Act (COBRA) health benefit provisions in 1986.

a woman, why do I have to worry about oral health?
You need to have good oral hygiene at all stages of your life. As a woman, your changing hormone levels during puberty, your monthly period, and menopause cause changes in your mouth. These hormone changes can cause:Illinois provides strong consumer protection.

What are the most common oral health problems?
Everyone is at risk for getting cavities throughout life. By the time most people are adults, 85 percent of people will have had a cavity! You naturally have bacteria (germs) in your mouth. The bacteria mix with your saliva and bits of food in your mouth to form a coating (dental plaque) that sticks to your teeth. There are acids in the plaque that wear away the teeth. These acids can get inside the teeth and create holes in the teeth, or cavities.Short-term health insurance is designed to fill temporary gaps in your “permanent” health insurance coverage. These policies are relatively inexpensive and can go into effect very quickly. Most short-term plans last for no more than six months.